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Aloha Paradise Realty
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| Gentry Waipio
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94-1036 Waipio Uka Street
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Waipahu, HI 96797
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Tiffany DuBose, R PB
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(808) 676-3400
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Having a Great Month!
Tiffany DuBose
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Your
Happiness is My Success!
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Copyright © 2010
Realty Times
All Rights Reserved.
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Five Key Areas to Pay Attention to
When Buying a Home
Looking
for a new home can be exciting and
frustrating. You can help alleviate the
frustration by paying close attention to
five key areas of the homes you're
considering buying; it may save you
money in the long run.
Don Walker is an inspector and
owner of Ace Home Inspections. He says
there are five areas in homes that he
frequently reports problems with. They
are electrical, foundation, plumbing,
the attic, and landscaping.
Electrical: Walker says
sometimes homeowners assume with newer
homes that all will work just fine but
that's often
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not the case. "I inspected a
brand new house four-years old
but the electrical was all done
incorrectly," says Walker.
Having a complete home
inspection will help to rule out
any problems and
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Green Your Home with Cost-Saving Remodeling
Tax Credits
As the
40th anniversary of Earth Day was celebrated
last month, the National Association of Home
Builders (NAHB) reminds home owners that they
can use fewer resources and save money by taking
advantage of federal energy efficiency tax
credits through the end of the year.
Home owners who purchase qualifying water
heaters, windows, air conditioning units and
other appliances, insulation and roofing can be
eligible for tax code section 25C tax credit,
equivalent to 30 percent of the cost. There's a
$1,500 overall limit for purchases made in 2009
and 2010.
"You can save money, save energy, and be a
good steward of the Earth's resources," said
NAHB Remodelers Chair Donna Shirey, a remodeler
in Issaquah, Wash. "I can't think of a more
appropriate way to commemorate Earth
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Common Buyer Fears
IWhether
you are a first time home buyer or someone who
is looking to move up or down, getting into the
market can be a fearful time.
Here are some of the most common buyer
fears:
Do I have enough money to buy a home?
To first step to finding out how much home
you can truly afford is to get pre-qualified for
a mortgage.
Also, take a step back and look at your
finances. Ideally, you should have around 20
percent of the purchase price to put down. You
should also have less than a 36 percent debt to
income ratio. Be sure to include all of your
monthly obligations in that equation, including
student loans, child support payments, alimony,
car payments, credit cards, etc. Once you've
looked at your savings, make sure that apart
from your down payment, you'll have enough left
over to pay closing costs, which include such
things as attorney fees and transfer fees. The
National Association of Realtors (NAR) reports
that this amount averages between 2 and 7
percent of the home price. You also need to have
money left as a cushion. What if unexpected
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Remodeling a
Home Built Before 1978 Requires a Certified Lead
Contractor
Getting
the lead out of your home may be tough to do, according
to the National Association of Home Builders (NAHB).
We've known for a long while now that lead paint is
hazardous to our health. Lead paint can be very
dangerous to children if they inhale or ingest it. It
can cause damage to their brains and nervous systems.
However, removing it may be difficult.
The NAHB says that a shortage of Environmental
Protection Agency (EPA) accredited trainers may stall
some remodeling projects in homes where lead is present.
A new regulation by the U.S. EPA went into effect last
month (April
Daily News and Advice
Read about the events shaping the
Real Estate market today, find current interest
rates, or browse the extensive library of advice
and how-to articles written by some of the top
experts in Real Estate. Updated each weekday.
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Articles
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Tiffany DuBose
E-mail:
tiffany@aprhi.com
Web:
http://www.aprhi.com
(808) 674-2371 |
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Aloha Paradise Realty Inc.
(808)
674-2371
94-1036 Waipio Uka Street 104C
Waipahu, HI 96797
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Equal Housing Opportunity
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