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Aloha Paradise Realty
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| Gentry Waipio
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94-1036 Waipio Uka Street
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Waipahu, HI 96797
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Tiffany DuBose, R PB
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(808) 676-3400
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Having a Great Month!
Tiffany DuBose
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Your
Happiness is My Success!
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Copyright © 2010
Realty Times
All Rights Reserved.
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Move-Down Buyers Can Be Eligible For
Tax Credit Too
Move
up, move down, move sideways; it just
doesn't matter. Whichever direction you
move, financially, you may still qualify
for the new tax credit available to
current homeowners. It is unfortunate
that the credit has too often been
characterized as a credit for "move-up"
homeowners. The phrase carries the
implication that the new home must cost
more than the sale price of the former
one. Indeed, even the November 6 White
House Press Release said that the credit
would be available to qualified
homeowners who "wish to step up to a new
home." Same implication.
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So, it is worth
emphasizing that the credit is
equally available to homeowners
who are moving down, cost-wise.
The move-down homebuyer is
not an unusual phenomenon. For
years retirees
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Real Estate Resolutions 2010
Sure
you can lose weight, get in shape, launch a
business or find a new job. But haven't you also
procrastinated long enough about buying a home?
How long has it been since you upgraded
your home with a new roof, spiffed up
landscaping or pulled some other home
improvement?
And that post-World War II ranch home of
yours could certainly use a few energy efficient
do-overs.
Look to low mortgage interest rates,
bargain home prices and other favorable market
conditions to give you the resolve to consider
home sweet home in your list of must-dos next
year.
Join the nearly 18 percent of Americans who
say they've resolved to become a first-time
homebuyer in 2010, according to a new Move.com
survey. That's both a smart move and a timely
one. Mortgage rates are at record lows, prices
are down and the $8,000 first-time home buyer
tax credit has been extended until April 30,
2010. It's also been expanded to include a
$6,500 tax credit
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How to Save to Buy a Home
It
can be one of the hardest things to do -- save
money for your first home. But now, more than
ever, there's incentive to buy. Government
housing tax credits have been extended and
that's sparking buyers' interest.
Reports show that U.S. homes sales
increased 10 percent in October to the highest
level since February 2007. The tax credit, less
expensive homes, and lower mortgage rates are
being credited. However, while the government is
helping to support the purchasing of a home,
many Americans still can't afford to buy one.
"Most Americans are spoiled. Most
Americans spend a lot of money on discretionary
items," says Eric Tyson, co-author of Home
Buying for Dummies, 4th Edition. "What it really
comes down to is you have to be motivated to
look at where are you currently spending money
and what discretionary spending can you cut
off," says Tyson.
So how do you get in a position to buy a
home? For some the process can seem nearly
impossible. First-time homebuyers are often
fearful they'll never be able to accumulate a
down payment now that stricter guidelines are
being enforced for taking out home loans.
Tyson says to look over your finances and
see where things can be cut
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Brushing Up On
Money-Saving Painting Tips
A
new federal law beginning April 2010 will require all
contractors performing renovation, repair and painting
projects that disturb lead-based paint in private homes,
childcare facilities, and schools (built prior to 1978)
to be certified in the prevention of lead contamination.
According to the Environmental Protection Agency's
(EPA) document titled What You Need to Know About Lead
Poisoning, "Despite laws established in the 1970s to
make people aware of the dangers of lead and its
poisonous effects, lead poisoning in children remains a
common, yet
Daily News and Advice
Read about the events shaping the
Real Estate market today, find current interest
rates, or browse the extensive library of advice
and how-to articles written by some of the top
experts in Real Estate. Updated each weekday.
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Articles
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Tiffany DuBose
E-mail:
tiffany@aprhi.com
Web:
http://www.aprhi.com
(808) 674-2371 |
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Aloha Paradise Realty Inc.
(808)
674-2371
94-1036 Waipio Uka Street 110
Waipahu, HI 96797
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Equal Housing Opportunity
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