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Aloha Paradise Realty
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| Gentry Waipio
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94-1036 Waipio Uka Street
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Waipahu, HI 96797
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Tiffany DuBose, R PB
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(808) 676-3400
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Having a Great Month!
Tiffany DuBose
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Your
Happiness is My Success!
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Copyright © 2009
Realty Times
All Rights Reserved.
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The Contract Offer: What
Price To Start With
When
a decision is made to make an offer to
purchase a home, be sure to go back and
take a second look. It is so much easier
changing your mind about a home before a
contract offer is made than after a
contract offer is accepted and signed by
the seller. This second appointment
would be a perfect time to bring along
others who may have an impact on a
buying decision, such as parents,
friend, contractor, etc.
Go through the home a second time
and look beyond the owner’s décor,
whether it was the home just previewed,
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the first one seen earlier in
the day or the one previewed
last week. Why? There are many
reasons, but most importantly is
seeing if the second look
creates the
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Campaign To Extend and Expand Housing Tax
Credit
A
campaign to extend and expand the housing tax
credit officially got underway on Capitol Hill
last month.
Bills have now been introduced in both the
Senate and the House to open up the credit, to
all buyers, keep it on the books through next
year, and get rid of the current income
limitations.
On the House side, two Texas congressional
representatives - one a Democrat, the other a
Republican - have filed bills calling for a
broadening of the first-time buyer credit to
cover all home purchasers in the coming year,
whether they already own houses or not.
Democratic Congresswoman Eddie Bernice
Johnson of Dallas wants to extend the November
30 expiration date for the credit through the
end of 2010. Her bill would also remove the
income limits of the current program, which
start phasing down the amount of the credit at
$75,000 for singles and $150,000 for married
couples.
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Going Green May Help
Sell Your Home
It's
becoming the buzz word in housing -- "green"
homes are what many buyers are interested in
these days. According to the National
Association of Home Builders (NAHB), as much as
90 percent of home buyers think that energy
efficiency is a very important factor when
shopping for a home. These same buyers are also
very interested in environment-friendly features
including having housing close to parks, public
transportation, and well-designed neighborhoods
with sidewalks.
The National Association of Home Builders
Remodelers (NAHBR) -- a council of NAHB -- says
that most homeowners choose green remodeling
projects to help conserve energy. NAHBR
recommends the following top ways to increase
energy efficiency.
Install appropriate insulation in area to be
remodeled.
Install high-efficiency windows instead of
those that minimally meet the energy code.
Seal all exterior penetrations in areas
being remodeled.
Purchase only Energy Star®-rated appliances.
Install only low-flow water fixtures.
Upgrade to at least an Energy Star®
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Reshaping
Fannie and Freddie
Congress
took its first step last month on a mission that could
totally reshape the American mortgage market.
A House financial services subcommittee held the
first hearing on what to do with Fannie Mae and Freddie
Mac -- the failed, trillion-dollar mortgage giants that
are now operating under direct federal control.
The ultimate answers are likely to determine the
types of loans and interest rates that home buyers will
have in the future. That's because Fannie and Freddie
have dominated the real estate market for decades,
writing the rulebook on everything from loan sizes,
credit requirements, downpayments and underwriting
standards.
Daily News and Advice
Read about the events shaping the
Real Estate market today, find current interest
rates, or browse the extensive library of advice
and how-to articles written by some of the top
experts in Real Estate. Updated each weekday.
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Articles
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Tiffany DuBose
E-mail:
tiffany@aprhi.com
Web:
http://www.aprhi.com
(808) 674-2371 |
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Aloha Paradise Realty Inc.
(808)
674-2371
94-1036 Waipio Uka Street 110
Waipahu, HI 96797
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Equal Housing Opportunity
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