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Aloha Paradise Realty
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| Gentry Waipio
Center 110 |
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94-1036 Waipio Uka Street
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Waipahu, HI 96797
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Tiffany DuBose, R PB
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(808) 676-3400
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Having a Great Month!
Tiffany DuBose
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Your
Happiness is My Success!
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Copyright © 2009
Realty Times
All Rights Reserved.
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Quick! Take That Low-Interest Rate
Holiday
One
holiday Blue Light Special appears to be
working. Interest rates are as low as
they been since Freddie Mac started
tracking them, refinancing applications
are soaring and home buys are on the
move.
Freddie Mac on Christmas Eve said
the 30-year fixed-rate mortgage (FRM)
averaged 5.14 percent for the week
ending Dec. 24, 2008. That's the lowest
the rate has been since Freddie Mac
started the Primary Mortgage Market
Survey in 1971. The 15-year rate
averaged 4.91 percent.
Five year hybrid adjustable rate
mortgages (ARMs) were higher at 5.49
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percent, but 1-year ARMs were
below 5 percent at 4.95 percent
nationwide and even lower 4.75
in the Northeast and Southwest.
With all the money you've
been saving on reduced holiday
spending
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What's In, What's Out with Home Buyers in
2009?
Mark
Nash, author of four real estate books, has
completed his annual survey of 839 real estate
agents in all fifty states in the US and the
eight provinces of Canada.
What's in, what's out with Homebuyers
illuminates what's popular or what sours
homebuyers in both the home purchase or sale
transaction and home decor. Compiled annually
from-the-trenches, it offers a spectrum of tips
that cover reality of buying a home and design
no-no's for home sellers and buyer must-haves.
What's IN
Sidelined home buyers. Family or lifestyle
additions or changes made in buyers households
in the last three years are forcing those
waiting out the market transition to finally get
off the fence and say, it's time for our family
to buy the new home that suits our new needs.
Home uplifts. Not a big renovation, but some
new finishes that can visually holdover stay-put
home sellers. Not a gut rehab to the studs new
kitchen, but new
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Fix Housing First Coalition Seeks To Revive
Economy
The
National Association of Home Builders (NAHB) is
spearheading Fix Housing First, one of the
largest coalitions of housing advocates ever
assembled in the United States, to push for a
housing recovery plan that will revive the
economy.
"If we are going to successfully pull our
nation out of recession, we must address housing
first," said NAHB President and CEO Jerry
Howard.
Fix Housing First, which consists of more
than 600 organizations, home building companies
and manufacturers continues to add new members
on a daily basis, is pressing for a major
stimulus package to stem the decline in home
values, stabilize financial markets and reignite
consumer demand. To get the economy moving
again, the coalition is urging Congress to
support enhancements to the home buyer tax
credit and provide below-market 30-year
fixed-rate mortgages for home purchases.
"If Congress enacts a meaningful tax credit,
coupled with an aggressive interest rate
buy-down program, we are confident that these
measures will help to stabilize home prices,
prevent future foreclosures, restore consumer
confidence and start creating jobs," said
Howard.
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Still Many
Happy Returns
For Home Rehabs
Despite
home price drops in many cities, remodeling projects are
holding their own as a way for owners to add value.
Many people are wondering where their money will
be safest during these uncertain economic times. Experts
still advise investing in your home still pays off.
National Association of Realtors® (NAR) statistics
show that home prices have fallen by an average of 7
percent nationally in the past year. But the value of
home owners’ investment in remodeling projects has
declined only 3.86 percent on average between 2007 and
2008, according to Remodeling’s 2008–2009 Cost
vs. Value Report.
Remodeling produces the Cost vs. Value
Report each year in cooperation
Daily News and Advice
Read about the events shaping the
Real Estate market today, find current interest
rates, or browse the extensive library of advice
and how-to articles written by some of the top
experts in Real Estate. Updated each weekday.
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