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Aloha Paradise Realty
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| Gentry Waipio
Center 110 |
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94-1036 Waipio Uka Street
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Waipahu, HI 96797
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Tiffany DuBose, R PB
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(808) 676-3400
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Having a Great Month!
Tiffany DuBose
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Your Happiness
is My Success!
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Copyright © 2009 Realty
Times
All Rights Reserved.
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Real
Estate Outlook:
What's in Store for 2009?
What
will the new year bring for housing and real
estate? It's easy to look at all the negative
economic news in the headlines and say - there's
no sign that 2009 is going to be any better than
2008.
But here's a different perspective to
consider from one of the country's veteran
financial analysts -- Richard Bove of Ladenburg
Thalmann, an investment banking company.
In a research report issued late in
December, Bove said he sees a positive dynamic
taking shape in the current cycle. The
government has intervened aggressively in the
markets to push
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interest rates down -- most notably in
the home mortgage sector.
Though it takes awhile for
low-cost money to begin having its
effect, Bove said he expects "housing
prices to stabilize and/or rise (in
2009) after a
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Buy Now And Beat
The Spring Rush
Down
market. Up market. It doesn't matter. Spring showers
typically bring spring buyers.
But if you wait for the seasonal thaw you'll join
what could be a throng of market savvy buyers who have
already scoped the lay of the land and are elbowing for
position.
In many communities, an over-supply of homes for
sale with reduced prices, foreclosures, auction sales
and sellers shopping for short sale buyers, all make it
an opportune time not to procrastinate.
"We are seeing a confluence of events that
contributes to the increase in the number of closed
sales," said Quincy Virgilio, president of the Santa
Clara County Association of Realtors in San Jose, CA.
"Interest rates are at a record low and the
affordability index nears a 5-year high. For first-time
buyers, rents are skyrocketing and that's an added
incentive to buy a home now," added Virgilio.
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Is A Mortgage Modification
For You?
Home
loan modifications are designed to save homeownership,
but they've also created a new mortgage maze pitted with
"buyer bewares."
Both government-sanctioned counseling agencies and
local community service agencies concede they have been
swamped recently by demand for loan modifications.
The demand stems from a proliferation of federal,
state and local level foreclosure relief and bailout
efforts from both government and the private lending
industry.
Mortgage modifications have been around for years,
but those recent relief efforts have raised the profile
of the mortgage workouts as an alternative to
foreclosures, short sales, auctions, and bankruptcy.
The demand has opened the floodgates of loan
modification services now offered by real estate agents,
mortgage brokers, attorneys, government agencies,
lenders, and other professionals.
No matter where they start, homeowners seeking
mortgage modifications are at the mercy of lenders. The
workouts are often voluntary and, completed on a
case-by-case basis, they frequently come without
standardized
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Improve Value Through
Landscaping
A
lot has been written about landscaping yards for curb appeal
because buyers see the outside first when they drive up to a
home. So it makes sense to make this area as attractive and
inviting as possible. Doing that requires thinking about what
would really make a property alluring.
You don't have to spend thousands of dollars landscaping a
home when you're about ready to put your home on the market.
Instead, investing a few hundred dollars could make a huge
difference to a buyer. In fact, curb appeal can be the sole
reason prospective buyers ever end up entering a home. That's
why listing agents will often give their sellers tips to help
them fix up their homes. Here are a few things you can do.
Daily News and Advice
Read about the events shaping the Real
Estate market today, find current interest rates, or
browse the extensive library of advice and how-to
articles written by some of the top experts in Real
Estate. Updated each weekday.
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