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Aloha Paradise Realty
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| Gentry Waipio
Center 110 |
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94-1036 Waipio Uka Street
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Waipahu, HI 96797
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Tiffany DuBose, R PB
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(808) 676-3400
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Having a Great Month!
Tiffany DuBose
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Your Happiness
is My Success!
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Copyright © 2009 Realty
Times
All Rights Reserved.
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Five
Ways to Wow Buyers
These
days, tax credits and high housing inventory
make it a buyers' market. If you're a seller,
don't despair. There are a variety of
renovations that can help make your home stand
out. Many buyers look at numerous homes when
shopping for a house; so enhancing your home to
make it more memorable is vital and increases
the chances of a successful sale.
Clearing clutter, taking down personal
photos, applying a fresh coat of paint, making
minor repairs, and keeping a pleasant aroma are
all basic techniques to make your home more
appealing. But there are a few other
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creative enhancements that you can do to
wow buyers without emptying your wallet.
The results not only attract more
attention, but also paint a picture of a
well-cared-for home.
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Where Housing is Headed
We
received an important indicator of where housing is
headed last month, when new mortgage applications for
home purchases and refinances suddenly surged as they
hadn't in months.
Applications for FHA loans to buy houses were up
by 10.4 percent. And overall home purchase applications
jumped by 7.1 percent.
Meanwhile mortgage interest rates dropped to their
second lowest level in nearly two decades, according to
the Mortgage Bankers Association. Thirty year fixed
rates averaged 4.96 percent and fifteen year rated
dropped to just 4.5 percent.
Why's this important? New financing applications
to buy homes obviously point to rising purchase
contracts and closed sales in the months ahead. They
also suggest that prices have hit a level in many
markets that is attracting once-hesitant buyers off the
sidelines.
There's still another factor that's likely at work
here as well: Congress's
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What You Need to Know
to Buy a Home Today
Don't
let a sluggish economy get you down. There are reasons
to shop for personal items—including a new home. I
recently saw an advertisement for a new car that said
you could return the car in the first year if you lose
your job. While there may not be that incentive for
homes yet, some other perks might give you reason to
start your housing search.
If you can afford to buy, consider making
homeownership a goal this year, especially if you
haven't owned a principal residence in three years prior
to buying. The new stimulus package sweetens the deal
for homebuyers who purchase a residence on or after
January 1, 2009, and before December 1, 2009. The
incentive is for first-time homebuyers who remain in
their home for at least three years. It provides a
credit for 10 percent of the home purchase price, up to
an $8,000 limit. The credit can be taken on your 2008 or
2009 tax return.
If you close on a home after the April 15 tax
deadline, you can apply for an extension provided that
you close on your home before the extension deadline of
October 15. If you're extra speedy and have already
filed your 2008 return, don't worry — you can file an
amendment to claim the credit. You have three years to
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When Is It Time To
Replace Your Roof?
Red
flags that signal it's time to replace your roof may be over
your head.
Sunlight permitting holes and bucket brigade-sized leaks
are obvious signs it's time for a new topper for your home.
There are however, additional indicators that may not be
so obvious.
"Certainly if your roof is approaching the end of its life
cycle -- usually 20 – 25 years for asphalt shingles -- it's time
to think about a new roof," says Ray Rosewall, president and CEO
of DaVinci Roofscapes in Kansas City, KS.
The National Association of Homebuilders says decorative
slate, metal, masonry and newer synthetic roofs can have a life
expectancy of 50 years or more.
"However, a calendar shouldn't be the
Daily News and Advice
Read about the events shaping the Real
Estate market today, find current interest rates, or
browse the extensive library of advice and how-to
articles written by some of the top experts in Real
Estate. Updated each weekday.
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